Crest Financial, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$38,174,488
This total excludes 6 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
47
32% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
47
HighAverage account size
$812,223
About
Crest Financial is a small independent advisory firm that serves individuals (including high‑net‑worth clients) and also works with corporate entities and pension or profit‑sharing plans. The firm offers comprehensive financial planning, passive portfolio management using ETFs and low‑cost index mutual funds, and consulting services for retirement plans.
The firm’s investment approach emphasizes long‑term, passive management grounded in modern portfolio theory, using model allocations built from filtered ETFs and index funds and documenting objectives in Investment Policy Statements when appropriate. Financial planning engagements are typically structured as year‑long projects with an option for ongoing monitoring, and the firm provides subscription access to planning software and periodic newsletters for clients who elect ongoing planning support.
Distinctive features include a formal pension consulting practice that provides written plan guidance and recommendations of plan service providers and money managers—services that are relatively uncommon among independent firms of this size. The firm also offers subscription‑style planning access and periodic publications and generally relies on fixed and hourly arrangements rather than primarily on percentage‑of‑assets billing; it reports both discretionary assets under management and additional assets under advisement.
Client services
Financial planning
Portfolio management
Pension consulting
Newsletters or periodicals
Expertise
College savings (529s, UTMA, etc.)
Planning for children with special needs
Cash flow / budgeting
Wealth management
Fee options
Fixed fees for financial planning, portfolio management, and pension consulting as described above.
Personal financial planning: $375 per hour; Business financial planning: $525 per hour; Pension consulting: $375 to $525 per hour; hourly fees billed in increments as specified.
Subscription fees of $25 per month or $250 per year for access to financial planning software and newsletters.
Fee-only: Financial planning fixed fees between $1,800 and $18,000; Portfolio management fixed fees between $1,800 and $18,000; Pension consulting fixed fees between $3,500 and $50,000 annually; Subscription fee $25/month or $250/year; Hourly fees between $300 and $525 depending on service type.
Main office location
Crest Financial, LLC
Elmira OR, United States
Number of offices
1
Most active in
Crest Financial, LLC has reported serving >5 clients in these states in the last 12 months.
Oregon
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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