Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$0
Total clients
413
0% high-net worth
Total advisors
5
of 4 employees
Firm size
Team
4-10 advisors or $500M+ in AUM
Average clients per advisor
83
Average account size
$0
Creative Money LLC provides fee-only financial planning to individual clients across topics such as retirement planning, cash flow and debt management, tax and estate planning, business planning, and insurance review. The firm delivers written or electronic financial plans and strategy sessions but does not directly manage client assets or accept custody.
Engagements are offered on fixed-fee or hourly bases with published package prices and tiered strategy sessions, and investment recommendations made within plans typically favor passive, low‑cost asset-class exposures. Because the firm does not provide ongoing portfolio management or execute trades, clients implement recommendations through custodians or broker‑dealers of their choice.
The firm’s brochure discloses a 2017 consent order with the Washington Department of Financial Institutions for conducting advisory activity while unregistered and a related 2021 CFP Board public censure; the matter included agreed payments of fines and costs. Uncommonly for a team of this size, Creative Money does not charge percentage‑of‑AUM fees, does not offer portfolio management services for individuals, and several planners maintain separate outside businesses (for example bookkeeping and therapy practices).
Fixed fees for financial planning services such as plan updates and strategy sessions ranging from $1,350 to $4,100
$425 per hour generally; $525 per hour when working directly with founder Mindy Crary
Fee-only: Fixed fee financial planning services ranging from $1,350 to $4,100 depending on plan complexity and session type; hourly rates of $425 to $525 also offered
Creative Money LLC
Mountlake Terrace WA, United States
Number of offices
3
California · Georgia · Illinois · Washington
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Series 65
Mountlake Terrace, WA
Creative Money LLC
CFP®, Series 65
Seattle, WA
Creative Money LLC
Series 65
Renton, WA
Creative Money LLC
CFP®
Mountlake Terrace, WA
Creative Money LLC
CFP®, Series 63, Series 66
Mountlake Terrace, WA
Creative Money LLC
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