Creative Funding Corporation

Creative Funding Corporation provides discretionary portfolio management and retirement and investment planning primarily for individual clients — including a noted concentration of schoolteachers and state employees — as well as small businesses, trusts, and charitable organizations. The firm delivers ongoing advisory services such as client consultations, investment policy development, periodic reporting, and consolidation and implementation of portfolios, while managing the majority of its assets on a discretionary basis.

The firm’s investment approach is a proactive, hands-on model driven by diversified allocations across no-load mutual funds, ETFs, closed-end funds, preferred and common stocks, and fixed income, with occasional use of business development companies and limited partnerships. Creative Funding also references a proprietary set of macroeconomic indicators developed over several decades to inform allocation decisions and constructs client model portfolios consistent with stated risk profiles.

Compared with many peers, Creative Funding publishes periodicals or newsletters and runs educational seminars or workshops for clients, activities that the brochure highlights as part of client education and engagement. The firm is also registered as an insurance agent and may recommend and sell insurance products alongside advisory services (a potential conflict the brochure discloses), and it emphasizes operational controls such as regular account reconciliation, a business continuity plan, and information-security measures.