Creative Financial Strategies, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$293,250
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
10
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
10
LowAverage account size
$29,325
About
Creative Financial Strategies serves individuals, small businesses, pension and profit-sharing plans, trusts, estates, and charitable organizations, providing personalized financial planning, investment management, tax preparation, and business advisory services. The firm is fee‑based and also offers annuities and other commissioned insurance products, reflecting insurance-related activities alongside its advisory services.
The adviser provides investment recommendations primarily on a non‑discretionary basis: clients make the final investment decisions and any limited power of attorney is used only to act at the client's documented direction. Portfolios are implemented through third‑party asset management platforms and guided by written investment policy statements, with periodic reviews and planning options that include hourly engagements, retainers, and comprehensive financial plans.
Noteworthy aspects include DST/1031 exchange consulting and facilitation — with a one‑time consulting arrangement upon implementation — and a broader set of business services (Independent CFO, budgeting, debt and financing consulting) uncommon for many small independent advisers. The firm operates at a small scale (reporting roughly $293,250 in advised assets across about 11 clients as of December 2025) and emphasizes client‑directed decisions rather than delegated portfolio discretion.
Client services
Financial planning
Portfolio management
Selection of other advisers
Services to include quarterly performance review meetings and portfolio or strategist selection & tax advice
Services to include quarterly performance review meetings and portfolio or strategist selection & tax advice
Expertise
Business Financial Management
Occupation focus
Founder/Business Owner
Fee options
One-time fee up to 3% of assets for 1031 Exchange consulting; Financial plan fees $3,000 to $9,600 (negotiable); Retainer Agreement fees negotiable
$1 - $999,999: 1.30% $1,000,000 - $2,000,000: 1.15% $2,000,001+: Negotiable
Annuities and insurance and other commissioned insurance products offered
$250 per hour for limited scope engagements
Account minimum: $1,000,000 Minimum fee: $1,500 minimum annual fee for accounts below $100,000 Fee-only: Financial plan fees $3,000 to $9,600 (negotiable); Retainer Agreement fees negotiable; Hourly planning $250/hour; Investment Management fees negotiable
Main office location
Creative Financial Strategies, Inc.
101 Cottage Street
Littleton NH 03561, United States
Number of offices
1
Most active in
Creative Financial Strategies, Inc. has reported serving >5 clients in these states in the last 12 months.
New Hampshire
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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