Creative Financial Partners

The firm provides financial planning and consulting primarily to individual clients — including both high‑net‑worth and non‑high‑net‑worth households — and to employers for employee benefit plan consulting. Services include comprehensive, basic, and hourly financial planning, estate‑planning document creation through a third‑party technology provider, insurance brokerage, and educational seminars and speaking engagements.

Advice is delivered on a non‑discretionary basis, with clients retaining responsibility for implementation and custodian selection; the firm uses fundamental analysis when evaluating investments. Ongoing offerings include annual plan reviews for comprehensive clients and a Personal Dashboard account‑aggregation subscription for basic clients, alongside bespoke business and benefit plan consulting.

The firm is notable for multiple cross‑industry affiliations: the principal is a registered representative of a broker‑dealer, affiliated with another investment adviser, and operates an accounting practice, an insurance brokerage and a mortgage origination activity, which can result in sales of insurance or other financial products and referral arrangements. Compared with peers, the firm typically does not provide discretionary portfolio management or charge percentage‑of‑AUM advisory fees and supplements planning with seminars and a technology‑driven estate document solution.