Cramer & Rauchegger, Inc. logo

Cramer & Rauchegger, Inc.

Updated today

Client assets under management

$151,424,283

Clients

850

11% high-net worth

Advisors

3

of 4 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

283

Very High

Average account size

$178,146

About

Cramer & Rauchegger serves individuals and high‑net‑worth clients, as well as trusts, estates, retirement accounts and small businesses, providing portfolio management, financial planning, trustee and trust administration services, and selection of third‑party advisers. The firm prepares written financial plans and may assist with estate‑related tasks such as beneficiary communication, asset inventories and distributions when acting as trustee.

The firm implements investment strategies primarily by allocating client assets among third‑party money managers, model portfolios, mutual funds and ETFs rather than conducting individual security analysis, and it periodically monitors and can replace managers based on performance, volatility or strategy drift. Day‑to‑day trading discretion generally resides with the selected third‑party managers while the firm focuses on manager selection, asset allocation and periodic client reviews.

Compared with peers, the firm maintains an unusually high client load per advisor—serving roughly 850 clients with three advisors—which could affect the level of individualized attention and contact frequency. The brochure also discloses that associated persons are licensed insurance agents who may receive separate commissions on insurance product sales, and that the firm may act as trustee for client trusts; each of these relationships is identified as a potential conflict of interest the firm manages through policies and disclosures.

Client services

Financial planning Portfolio management Selection of other advisers Trustee services

Expertise

General estate planning guidance Business succession planning Charitable giving & philanthropy Long-term care insurance

Fee options

Fixed

Financial planning fixed fee of $2000 per plan.

Percentage

$100,000 - $1 million: 2.0% $1 million - $5 million: 1.5% $5 million+:

Commissions

Firm and its persons are insurance agents and receive commissions from insurance product sales.

Other

Fee-only: Fees are negotiable at firm's sole discretion; fee-only basis for advisory services.

Main office location

Cramer & Rauchegger, Inc.

800 N. Maitland Avenue, Ste. 204

Maitland FL 32751, United States

Number of offices

1

Most active in

California · Florida · Georgia · New York · North Carolina · South Carolina

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Thomas R

Series 66

Maitland, FL

Cramer & Rauchegger, Inc.

Thomas Rauchegger is a financial advisor with Cramer & Rauchegger, Inc. in Maitland, Florida, holding a Series 66 designation and 14 years of industry experience. He has been with Cramer & Rauchegger since 2006 and also has roles at Kalos Management, Inc. and Kalos Capital, Inc. Outside of advisory work, he is an author of a book on retirement and coaches boys’ soccer at the Barcelona Soccer Academy. Cramer & Rauchegger provides investment advisory services primarily to individuals and high net worth clients, as well as related entities such as trusts and estates. The firm allocates client assets among third-party advisers, ETFs, and mutual funds, relying on model portfolios with periodic monitoring.

General estate planning guidance Business succession planning Charitable giving & philanthropy Long-term care insurance
user avatar

Russell C

Series 63, Series 65

Maitland, FL

Cramer & Rauchegger, Inc.

Russell Cramer is a financial advisor with Cramer & Rauchegger, Inc. based in Maitland, Florida, holding Series 63 and Series 65 licenses with 24 years of industry experience. He has worked at Kalos Capital since 2008 and has been associated with Cramer & Associates since 1999. Cramer & Rauchegger provides investment advisory services primarily to individuals and high net worth clients, as well as trusts, estates, and retirement accounts. The firm allocates client assets among third-party advisers, ETFs, and mutual funds using model portfolios, with oversight on performance and strategy, serving over 1,000 clients with a focus on delegated portfolio management.

General estate planning guidance Business succession planning Charitable giving & philanthropy Long-term care insurance
user avatar

Anne H

Series 66

Maitland, FL

Cramer & Rauchegger, Inc.

Anne Hudson is a financial advisor at Cramer & Rauchegger, Inc. with 26 years of industry experience. She holds a Series 66 designation and has been with Cramer & Rauchegger since 2013, concurrently working at Kalos Capital since 2014. Cramer & Rauchegger provides investment advisory services primarily to individuals and high net worth clients, as well as related entities such as trusts, estates, and retirement accounts. The firm allocates client assets among third-party advisers, ETFs, and mutual funds, relying on model portfolios developed by those advisers with periodic monitoring for performance and strategy consistency.

General estate planning guidance Business succession planning Charitable giving & philanthropy Long-term care insurance
Warmer team member

Not sure where to start?

We'll help you think it through – whether you ultimately need an advisor or not.

Call (201) 292-4557

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

© 2026 Warmer Holdings Inc. ("Warmer")