CPA Advisory Services, P.C.

CPA Advisory Services, P.C. serves individuals (including high-net-worth clients), trusts, retirement plans and business entities, providing comprehensive portfolio management alongside standalone financial planning and consulting. Its comprehensive service combines discretionary asset management across stocks, bonds, ETFs, mutual funds and options with written financial plans or project-based consulting, and the firm generally requires a $100,000 minimum for managed accounts.

The firm’s investment process blends fundamental, technical, quantitative and qualitative analysis and applies a range of asset-allocation approaches (strategic, dynamic, tactical and core-satellite), supplemented by model portfolios offered through Folio. Accounts are continuously monitored and rebalanced, and the brochure discloses that the firm may employ margin borrowing and derivatives (options) in separately managed accounts while using custodians including Charles Schwab, Interactive Brokers and Folio.

A distinctive feature is the firm’s affiliation with accounting practices: its principals are licensed CPAs who also operate separate CPA firms and may offer tax and accounting services to advisory clients, with disclosures and optionality to mitigate conflicts. Relative to peers, the explicit use of borrowing and derivatives in client accounts and the deployment of Folio model sleeves with additional strategy/platform fees are less common attributes that the firm discloses as potential sources of conflicts or additional costs.