Coy Capital Management

Coy Capital Management provides financial planning and portfolio management to individuals (including high-net-worth clients), small businesses, and small pension and profit‑sharing plans, and also serves pooled investment vehicles and private funds. The firm reports roughly $73.6 million in regulatory assets under management and generally manages client accounts on a non‑discretionary basis.

The firm’s investment process begins with client questionnaires and interviews to document goals, risk tolerance, tax considerations and insurance needs, and it uses internal research plus model portfolios available through a third‑party model marketplace to construct and monitor accounts. Strategies described in the brochure include long‑ and short‑term positions, short sales and margin trading, and the adviser documents suitability determinations and periodic account reviews.

Coy Capital Management is distinctive among peers for its role as a sponsor/manager and service provider to affiliated private real estate pooled vehicles, including receiving compensation for oversight of short‑term cash balances and excluding affiliated private investments from AUM when calculating advisory fees. The firm has disclosed prior regulatory matters and maintains custody safeguards and special audit practices, and it operates affiliated businesses (including an insurance agency and consulting entities) that the firm discloses and addresses through separate agreements and independent suitability assessments when recommending affiliated investments.