Cowling Bay Wealth Management, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$25,490,197
Total clients
10
100% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
10
Average account size
$2,549,020
About
Cowling Bay Wealth Management provides discretionary investment management and integrated financial planning for high‑net‑worth individuals, trusts, and estates, and may recommend unaffiliated independent managers for portions of client portfolios. The firm places client assets with a qualified custodian via an institutional platform for execution and custody while retaining responsibility for ongoing advisory oversight.
Portfolios are constructed with a long‑term orientation using low‑cost mutual funds and ETFs and, when appropriate, individual stocks, fixed income, options, or alternative investments; legacy positions may be retained for portfolio fit or tax reasons. The advisor uses a combination of fundamental, technical, and charting analysis, conducts continuous monitoring with formal reviews at least annually, and generally manages accounts on a discretionary basis.
Distinctive features include a small client roster and asset base — roughly $25.5 million across about ten clients — reflecting a focus on larger accounts and an absence of lower‑net‑worth individual clients that many peers serve. The firm’s principal holds a CPWA designation and has prior private‑trust and large‑bank investment experience, and the advisor participates on the Schwab Advisor Services platform, receiving institutional services and disclosed economic benefits.
Client services
Expertise
Fee options
$0 - $500,000: 1.00% $500,001 - $1,000,000: 0.85% $1,000,001 - $3,000,000: 0.75% $3,000,001 - $5,000,000: 0.65% $5,000,001 - $10,000,000: 0.50% Over $10,000,001+: Negotiated
Fee-only: Advisory fees based on tiered schedule ranging from 1.00% to negotiable over $10 million, paid quarterly in advance.
Main office location
Cowling Bay Wealth Management, LLC
Oshkosh WI, United States
Number of offices
1
Most active in
Wisconsin
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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