C
Covenant Financial Advisors, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$12,151,517
Total clients
46
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
46
Average account size
$264,163
About
Covenant Financial Advisors is an independent registered investment adviser that provides investment management, financial planning and consulting, and small‑business retirement plan services to individuals, pension and profit‑sharing plans, trusts, estates and other business entities. The firm manages approximately $12.15 million across roughly 46 client relationships and offers both discretionary and non‑discretionary account management.
The firm’s investment approach emphasizes a balanced, long‑term framework that can be implemented through active management or strategic asset allocation, typically using exchange‑traded funds, mutual funds, stocks and bonds. Portfolios are constructed with consideration of each client’s financial situation, time horizon and risk tolerance, and the adviser employs fundamental, technical and cyclical analysis while monitoring accounts for changing circumstances.
What distinguishes this firm is its integration with affiliated accounting and tax‑preparation practices operated by the firm’s principal, which can allow for coordinated tax and accounting advice alongside investment services (provided separately and disclosed to clients). The firm also offers ERISA retirement‑plan consulting, including nondiscretionary 3(21) advisory services such as investment assessment, lineup selection, employee education and vendor liaison—an advisory focus that is less common among independent firms of similar scale.
Client services
Financial planning
Portfolio management
Pension consulting
Financial consulting
Expertise
Wealth management
Retirement plans for business owners (SEP, solo 401k)
General retirement planning
Occupation focus
Founder/Business Owner
Fee options
1.25% annually (maximum, negotiable)
$250 per hour for financial planning and consulting services, not to exceed $5,000 total (fees negotiable)
Main office location
Covenant Financial Advisors, LLC
11201 N Tatum Blvd., Suite 300
Phoenix AZ 85028, United States
Number of offices
1
Most active in
Covenant Financial Advisors, LLC has reported serving >5 clients in these states in the last 12 months.
Arizona
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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