Cottonwood Wealth Strategies, LLC

Cottonwood Wealth Strategies is a fee‑only registered investment adviser founded in 2020 that provides investment and wealth management, financial planning, and fiduciary and non‑fiduciary retirement plan services to individuals (including high‑net‑worth clients), trusts, businesses, and plan sponsors. The firm manages roughly $279 million for about 230 clients and provides both discretionary and limited non‑discretionary portfolio management and consulting.

Its investment approach emphasizes risk‑adjusted, tax‑efficient asset allocation implemented through a mix of active and passive strategies across ETFs, mutual funds, individual equities and fixed‑income securities, and may include allocations to independent third‑party managers. Cottonwood develops written investment policies for clients, monitors holdings on an ongoing basis, and integrates cash‑flow, tax and estate considerations into customized financial plans.

Notably, Cottonwood acts as the managing member of private funds (Asymm Venture Fund and Asymm Venture Fund II) and therefore administers pooled vehicles for which it charges management fees and may receive performance‑based carried interest, while also managing separately managed accounts side‑by‑side under policies intended to mitigate allocation conflicts. The firm also sponsors a wrap fee program and maintains negotiated platform and brokerage relationships (including TradePMR and Wells Fargo programs and participation in TradePMR’s asset‑match offering), arrangements it discloses and monitors for potential conflicts of interest.