Cosner Financial Group, LLC logo

Cosner Financial Group, LLC

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Client assets under management

$300,748,363

Clients

614

21% high-net worth

Advisors

4

of 5 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

154

Very High

Average account size

$489,818

About

Cosner Financial Group provides asset management and financial planning and consulting to individuals (including high‑net‑worth clients), pension and profit‑sharing plans, and corporate clients. The firm reports roughly $370 million in assets under management, about five advisors, and over 600 client relationships, and offers both discretionary portfolio management and hourly or flat‑fee planning engagements.

Portfolios are tailored to client goals with continuous supervision and model‑guided allocation, and clients may receive either ongoing discretionary management or more limited consulting and execution support. Investment strategies described in the brochure include traditional long‑ and short‑term positions as well as the use of options, margin, short sales, and a tactical allocation program for legacy wrap accounts that can overweight/underweight asset classes or move fully to cash for defensive purposes.

What is distinctive about the firm is that it sponsors a wrap fee program limited to legacy FD&M accounts — a relatively uncommon arrangement for firms of this type — and disclosed a 2025 change to its proxy‑voting policy affecting those wrap participants. The firm also manages the vast majority of its reported assets on a discretionary basis and discloses that some advisors maintain broker‑dealer registrations and may offer commissionable insurance and mutual fund products, which the brochure notes can create potential conflicts of interest.

Client services

Financial planning Portfolio management

Expertise

Options & derivatives strategies Active portfolio management Concentrated stock management

Fee options

Fixed

Flat fees generally range from $500 to $10,000 for financial planning and consulting services

Percentage

$0 - $4,999,999: 1.00% $5,000,000+: Negotiable

Commissions

Commissionable securities sales via registered representatives of Osaic Wealth, Inc. with customary commission schedules and trail fees

Project-based

$175 per hour for financial advisors

Other

Fee-only: Hourly fees: $175/hour; Flat fees: $500 to $10,000

Main office location

Cosner Financial Group, LLC

628 Main St

Windsor CO 80550, United States

Number of offices

2

Most active in

Arizona · Colorado · Florida · Louisiana · Nebraska · New Hampshire · New Mexico · Oklahoma · Texas · Wyoming

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Ryan C

Series 63, Series 65

Windsor, CO

Cosner Financial Group, LLC

Ryan Cosner is a financial advisor with Cosner Financial Group, LLC in Windsor, CO, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has worked at Cosner Financial Group since 2008 and previously at Triad Advisors Inc. and Osaic Wealth, Inc. Cosner serves as president-elect of the Boys and Girls Club of Larimer County, a nonprofit focused on supporting at-risk youth. Cosner Financial Group provides asset management and financial planning services to individuals, pension and profit-sharing plans, and corporate clients. The firm manages approximately $370 million in assets across about 600 client relationships, offering discretionary portfolio management as well as hourly and flat-fee planning tailored to client goals.

Options & derivatives strategies Active portfolio management Concentrated stock management
user avatar

John A

Series 66

Windsor, CO

Cosner Financial Group, LLC

John Alpers is a financial advisor at Cosner Financial Group, LLC with 30 years of industry experience. He holds a Series 66 designation and has worked at Triad Advisors, Financial Design & Management, Inc., and Geneos Wealth Management, Inc. from 2008 to the present. Cosner Financial Group provides asset management and financial planning services to individuals, pension and profit-sharing plans, and corporate clients. The firm manages approximately $370 million in assets for over 600 clients, offering discretionary portfolio management and fee-based planning with tailored investment strategies.

Options & derivatives strategies Active portfolio management Concentrated stock management
user avatar

Jeremy N

Series 63, Series 65

Windsor, CO

Cosner Financial Group, LLC

Jeremy Newton is a financial advisor with Cosner Financial Group, LLC in Windsor, Colorado, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has worked at Cosner Financial Group since 2008 and was previously with Triad Advisors Inc from 2011 to 2024 and Osaic Wealth, Inc. from 2024 onward. Cosner Financial Group provides asset management and financial planning services to individuals, pension and profit-sharing plans, and corporate clients. The firm manages approximately $370 million in assets with a team of five advisors and offers tailored portfolios with continuous supervision, discretionary management, and consulting options.

Options & derivatives strategies Active portfolio management Concentrated stock management
user avatar

Austin G

Series 66

Windsor, CO

Cosner Financial Group, LLC

Austin Gunsauls is a financial advisor at Cosner Financial Group, LLC with four years of industry experience. He holds a Series 66 designation and has previously worked at Triad Advisors and Della Parola. Outside of his advisory role, he occasionally assists with a landscaping business during the summer months. Cosner Financial Group provides asset management and financial planning services to individuals, pension and profit-sharing plans, and corporate clients. The firm manages approximately $370 million in assets across over 600 client relationships, offering discretionary portfolio management as well as hourly or flat-fee planning options.

Options & derivatives strategies Active portfolio management Concentrated stock management
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