Cosey Financial Services, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$123,677,943
Total clients
385
11% high-net worth
Total advisors
3
of 6 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
128
Average account size
$321,241
About
Cosey Financial Services, Inc. provides advisory services to individuals (including high‑net‑worth clients), trusts, pension and profit‑sharing plans, corporations and, notably, banking or thrift institutions. The firm offers discretionary asset management across stocks, bonds, ETFs, options and alternative investments, as well as financial planning, retirement plan consulting and corporate services such as private placement and cost‑segregation analysis.
Portfolios are tailored to client objectives and continuously monitored and rebalanced, with the firm employing a range of analytical methods (fundamental, technical, quantitative and sector analysis) and strategies from long‑term holdings to tactical and trading approaches. When recommending alternative or privately offered investments, the firm discloses it may receive ongoing asset‑based compensation from Sponsors and occasional NAV discounts and states it performs due diligence and suitability reviews before recommending such vehicles.
What distinguishes the firm from many peers is its explicit work with banking/thrift clients and its insurance‑related activities: firm representatives are licensed insurance agents/brokers and the brochure discloses the resulting conflicts of interest and mitigation measures. The firm also provides ERISA retirement plan consulting (including acknowledgements of 3(21) or 3(38) fiduciary roles) and documents how it evaluates Sponsor compensation arrangements and discloses those relationships to clients.
Client services
Expertise
Fee options
Financial Planning & Consulting flat fees typically up to $5,000; Retirement Plan Consulting flat fees $750 to $10,000; some consulting engagements may exceed these amounts
Financial Planning & Consulting up to $400/hour; Retirement Plan Consulting up to $250/hour
Fee-only: Financial Planning & Consulting: up to $400/hour; typically flat fees up to $5,000 for personal planning; Retirement Plan Consulting: hourly up to $250/hour or flat fees $750-$10,000
Main office location
Cosey Financial Services, Inc.
118 Huxley Rd, Suite 5
Knoxville TN 37922, United States
Number of offices
3
Most active in
Florida · Georgia · Louisiana · North Carolina · Tennessee · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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