Cortez Wealth Management
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$47,083,419
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
204
10% high-net worth
Advisors
1
of 3 employees
Firm type
Supported
1-3 advisors or $200M+ in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
204
Very HighAverage account size
$230,801
About
Cortez Wealth Management provides ongoing portfolio management, financial planning, pension consulting, and estate‑planning facilitation to individual and high‑net‑worth clients as well as pension and profit‑sharing plans. Services include creating client Investment Policy Statements, discretionary portfolio management, access to third‑party managed account programs through AssetMark, and estate‑planning document facilitation via Wealth.com.
The firm typically documents client goals and risk tolerance in an Investment Policy Statement and manages accounts on a discretionary basis, employing a mix of fundamental analysis, modern portfolio theory, and technical analysis across strategies that can include long‑term holdings, short‑term trading, options, margin and ETFs. Cortez also uses technology and model portfolios from Orion Portfolio Solutions and relies on AssetMark as a turnkey manager for some client accounts, with AssetMark implementing strategies and handling rebalancing.
Distinctive aspects of the firm include its affiliation with insurance platforms and related activities: CWM is a member of DPL Financial Partners and its principal is a licensed insurance agent and registered representative, and the firm may recommend and receive compensation for insurance and annuity products (a conflict the brochure discloses and documents). The firm also coordinates estate planning with third‑party document platforms and an unaffiliated attorney, and maintains arrangements to support employer retirement accounts (including Matrix Trust for 403(b) accounts), combining advisory, insurance and pension‑consulting services in a single relationship.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Estate planning services
Expertise
Retirement income strategy
Tax-loss harvesting
Annuities
Options & derivatives strategies
Occupation focus
Founder/Business Owner
Fee options
Fixed fees up to $15,000 per year for financial planning; pension consulting plans $0 to $15,000; estate planning flat fees $100 to $5,000
$0+: Up to 2.00% $0 - $100,000: 0.35% (Orion Portfolio Solutions administrative fee) $100,001 - $250,000: 0.30% (Orion Portfolio Solutions administrative fee) $250,001 - $1,000,000: 0.20% (Orion Portfolio Solutions administrative fee) $1,000,001+: 0.10% (Orion Portfolio Solutions administrative fee)
Hourly fees between $0 and $1,000 for financial planning and pension consulting services
Fee-only: Hourly fees between $0 and $1,000 for financial planning and pension consulting services
Main office location
Cortez Wealth Management
7001 Westwind, Ste 130
El Paso TX 79912, United States
Number of offices
1
Most active in
Cortez Wealth Management has reported serving >5 clients in these states in the last 12 months.
Arizona · Colorado · New Mexico · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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