C
Cortez Wealth Advisors LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$0
Total clients
248
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
248
Average account size
$0
About
The firm works with individual and high‑net‑worth clients, offering written financial planning and recommendations to third‑party investment advisers rather than providing in‑house portfolio management. It does not directly manage client assets; recommended third‑party advisers handle trading, custody, and reporting while the firm provides the written plan and ongoing advisory support.
The firm’s investment approach centers on asset allocation implemented through selected third‑party managers; it reviews candidates on factors such as fees, reputation, performance, and reporting capabilities before making referrals. Once a manager is engaged, the firm monitors performance, meets with clients at least annually, and coordinates plan updates and reviews.
Distinctive aspects include an affiliation with insurance activities — the firm’s principal acts as an independent insurance agent and may receive commissions for insurance sales, a disclosed conflict the firm seeks to mitigate through disclosure and fiduciary duty. The brochure also discloses a 2021 matter in which a recommended cryptocurrency fund proved fraudulent, resulting in client losses, complaints and related civil litigation, and notes the principal was also a victim of the scheme.
Client services
Financial planning
Selection of other advisers
Expertise
General retirement planning
Social Security optimization
Fee options
1.50% annually
Minimum fee: Non-refundable account set-up fee of $895 Fee-only: Fixed fee for financial planning up to $1,800 (negotiable, typically waived if client proceeds to third-party adviser services)
Main office location
Cortez Wealth Advisors LLC
3935 Tampa Rd, Ste. 3
Oldsmar FL 34677, United States
Number of offices
1
Most active in
Cortez Wealth Advisors LLC has reported serving >5 clients in these states in the last 12 months.
Arizona · Florida · Louisiana · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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