Coronado Financial Group L.L.C.

Coronado Financial Group, LLC is a small, state‑registered independent adviser that primarily serves individual clients and also provides retirement‑plan consulting to plan sponsors. Its services include financial planning (hourly or flat fee), portfolio recommendations focused largely on mutual funds, and consulting and participant education for employee benefit plans.

The firm tailors advice to each client using fundamental analysis and risk‑tolerance assessments, and constructs portfolios based on those inputs; investment activity is typically non‑discretionary, so trades are implemented only after client approval. Coronado does not custody client assets directly and relies on a related broker‑dealer platform (Osaic) and custodians such as Pershing and NFS, including participation in wrap, model, and advisor‑managed programs offered through the Vision2020/Osaic platform.

What distinguishes the firm from many solo independents is the adviser’s dual role as a registered representative of a broker‑dealer and as an insurance agent, which allows implementation of commissionable brokerage and insurance products alongside fee‑based planning (with disclosed procedures to address conflicts). It is also atypical for a firm of this size to affiliate with an external advisory platform and offer ERISA retirement‑plan consulting while operating principally on a non‑discretionary, client‑approved trading model.