Cornerstone Investment Services

Updated today

Find your advisor

Client assets under management

$61,669,183

Clients

23% high-net worth

Advisors

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Low

Average account size

$790,631

About

Cornerstone Investment Services, LLC provides investment supervisory services and investment consulting to individuals, high‑net‑worth individuals, and pension/profit‑sharing plans. The firm offers both discretionary and non‑discretionary portfolio management, prepares individualized Investment Policy Statements, and conducts ongoing account monitoring and reporting.

Cornerstone’s investment process combines fundamental, technical, charting and cyclical analysis and employs long‑ and short‑term trading, ETFs, and options‑writing strategies; it documents client risk tolerance in an IPS and monitors accounts against those guidelines. The firm explicitly monitors ETF daily resets, limits ETF use to one‑to‑one index‑tracking funds (avoiding leveraged “double” or “triple” ETFs), and operates model portfolios within its discretionary program.

Noteworthy features include that all CIS accounts are managed within a Cornerstone‑sponsored wrap fee program executed through Charles Schwab Advisor Services, which requires clients to enroll in Schwab Alliance and paperless document services. The firm’s representatives are also licensed insurance agents who may receive commission compensation for insurance sales, a relationship disclosed as a potential conflict and addressed in firm policies; Cornerstone manages about $62.5 million for roughly 78 clients with two advisors.

Client services

Financial planning Portfolio management

Expertise

Options & derivatives strategies Real estate investing

Fee options

Percentage

$0.00 - $500,000: 2.00% $500,000 - $749,999: 1.95% $750,000 - $999,999: 1.70% $1,000,000 - $1,999,999: 1.60% $2,000,000 - $2,999,999: 1.50% $3,000,000 - $4,999,999: 1.40% $5,000,000+: 1.35%

Project-based

$100 to $250 per hour, negotiable

Other

Account minimum: $100,000 for discretionary wrap-fee accounts; $10,000 for non-discretionary wrap-fee accounts (both negotiable)

Main office location

Cornerstone Investment Services

245 Waterman Street, Suite 504 A

Providence RI 02906, United States

Number of offices

Most active in

Florida · Maine · Massachusetts · Rhode Island · Texas

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Lawyer

They provide legal services, typically billed separately.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Facebook X Website 401-453-5550

Advisors at this firm

John R

Series 65

Nevada, TX

Cornerstone Investment Services

Options & derivatives strategies Real estate investing

Michael C

Series 63, Series 66

Providence, RI

Cornerstone Investment Services

Michael Curtis is a financial advisor at Cornerstone Investment Services with 20 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Vestech Securities, Inc., Cornerstone Investments, and Cantella & Co Inc. since 2008. Cornerstone Investment Services serves individual and high-net-worth clients as well as pension and profit-sharing plans, offering portfolio management, investment consulting, and financial planning. The firm employs a variety of investment strategies, including long- and short-term trading, ETF investments, and options writing, with portfolio decisions guided by fundamental, technical, charting, and cyclical analysis.

Options & derivatives strategies Real estate investing

John R

Series 63, Series 65

Providence, RI

Cornerstone Investment Services

John Riley is a financial advisor with Cornerstone Investment Services in Providence, RI, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Cornerstone since 1999 and previously worked at Cantella & Co., Inc. for 20 years. Outside of his advisory role, he serves as president of 1320, Inc., a company involved in non-investment related retail sales. Cornerstone Investment Services provides portfolio management, investment consulting, and financial planning to individual, high-net-worth, pension, and profit-sharing clients. The firm employs a range of analytical techniques and trading strategies, managing approximately $52.8 million for about 86 clients, and sponsors a wrap fee program that utilizes Charles Schwab for execution and custody.

Options & derivatives strategies Real estate investing

Not sure where to start?

We'll help you think it through – whether you ultimately need an advisor or not.

Call (201) 292-4557

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

Find the right match for you

Answer a few quick questions and we'll tailor results to your goals, so you can hire smarter.

Find your advisor

A smarter way to hire an advisor

Compare and choose confidently

Warmer combines best-in-class advisor data with guidance to help you clarify what you need, understand why an advisor may—or may not—fit, and move forward with confidence.

How Warmer works

Thoughtfully vetted, clearly explained

We review rigorously and transparently

Get to know your advisors' credentials, disciplinary history, specialization, client fit, and communication style. We're selective about who we recommend—and tell you why we think someone fits your situation.

Our methodology

Always free and always on your side

Free. Confidence that lasts

We help you book free consultations with your matches. You only pay an advisor if you decide to hire them. And our support doesn't end with an introduction—we're here to make sure the relationship works for you—and if not, to navigate next steps with clarity.

Our ongoing support