Cornerstone Investment Services

Cornerstone Investment Services works with individual investors, some high-net-worth clients, and retirement plans, providing discretionary and non-discretionary asset management as well as ERISA plan advisory services described in the brochure (including limited-scope 3(21) and full 3(38) investment manager roles). The firm also offers public seminars and educational workshops intended to provide general investment education and supports plan participant education and enrollment meetings.

Investment programs are created from documented investment policy statements and tailored to clients’ goals, time horizons, and risk tolerances, with portfolio construction guided by asset allocation and a mix of fundamental, technical, cyclical analysis and Modern Portfolio Theory. Strategies described in the brochure may include long- and short-term holdings, trading, options and margin use where appropriate, and the adviser implements monitoring and periodic reviews across client accounts.

Noteworthy distinctions disclosed in the brochure include the firm’s use of hypothetical performance in its marketing materials and its offering of modestly priced public seminars (listed at $25–$50), both of which are uncommon among peers. The firm also discloses that its principal maintains outside business activities—a licensed guide operation and a retail business—and devotes a portion of time to those pursuits, information prospective clients may consider in evaluating the solo-practitioner model.