C
Cornerstone Financial Consulting LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$2,995,917
Clients
8
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
8
Very LowAverage account size
$374,490
About
Cornerstone Financial Consulting LLC provides fee‑only financial planning and asset management to individuals and families, advising on cash flow, debt management, retirement, estate, tax and investment matters. The firm imposes no account minimums and prepares written financial plans based on client‑provided documents, including information about employer‑sponsored retirement plans.
The firm emphasizes a long‑term, asset‑allocation focused approach supported by fundamental analysis and research tools. Adviser does not accept discretionary trading authority and, as of December 31, 2025, reports that all assets under management were held in non‑discretionary accounts, leaving investment decisions to clients.
Compared with many peers, the firm incorporates pension and retirement‑plan consulting into its individual planning work and maintains an affiliation on a trust investment committee for a regional wealth manager. The principal’s academic finance background informs the advisory process, and the firm offers goal‑specific flat‑fee planning options and a digital custodian recommendation to streamline account setup and administration.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
Debt management
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Fee options
Flat fees for financial planning goals: Budgeting $100, Debt Management $100, Education $100, Asset Allocation $150, Retirement $250, Estate $150
$250 per hour for financial planning
Minimum fee: $150 annual minimum fee for asset management (billed as $12.50 monthly) Fee-only: Financial planning at $250/hour (negotiable, may be reduced or waived); flat fees for specific financial goals ($100-$250)
Main office location
Cornerstone Financial Consulting LLC
Arkadelphia AR, United States
Number of offices
1
Most active in
Cornerstone Financial Consulting LLC has reported serving >5 clients in these states in the last 12 months.
Arkansas · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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