Copper Beech Financial Group, LLC

Copper Beech Financial Group provides discretionary portfolio management, financial planning, family office services, and standalone financial audit work for individuals (including high‑net‑worth clients), pension and profit‑sharing plans, insurance companies, and business entities. The firm documents client objectives and risk tolerance in written investment policy statements and may recommend third‑party sub‑advisers and model portfolios for implementation.

The firm tailors investment programs to each client’s goals and time horizon, exercising discretionary trading authority when authorized and conducting periodic reviews at least annually. Its investment process draws on quantitative optimization, third‑party research and model strategies (including a sub‑advisory relationship with SEI/SIMC), and can include mutual funds, ETFs, fixed income, private placements, annuities, pooled vehicles, and management of variable universal life sub‑accounts.

Copper Beech is notable among similarly sized supported firms for the breadth of its non‑investment affiliations and activities: it has an affiliated insurance agency and insurance‑licensed staff who may sell commissionable insurance products, certain advisory personnel are registered representatives of a broker‑dealer and may receive commissions, and it offers lending and cash‑management solutions through a third‑party intermediary that shares revenue with the firm. The firm also discloses legal services provided by a licensed attorney associated with the firm and a suite of family office and financial audit offerings, features that are less common among peers focused solely on asset management.