Coplanning Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$8,454,045
Total clients
28
36% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
28
Average account size
$301,930
About
CoPlanning Financial LLC provides investment management and financial planning to individual clients, including high-net-worth individuals, through two primary offerings: CoRetire, which combines ongoing discretionary portfolio management with planning, and TotalPlan, a short-term, fixed-fee planning engagement. The firm also advises on retirement distribution strategies, tax and estate planning, real estate and long-term care planning, and recommends custodial services through Altruist, including access to the Altruist Cash program.
The firm’s investment approach is primarily passive, building asset-allocation-driven portfolios with index and factor funds, supplemented by fundamental analysis where applicable; accounts are managed on a discretionary basis and reviewed at least quarterly. CoPlanning incorporates held-away assets into its investable-asset calculations, emphasizes low turnover and tax-aware fund selection, and may employ custodian-provided automated tax-loss harvesting (subject to custodian fees).
Notable distinctions from many peers include its fee model: the firm does not charge percentage-of-AUM fees and instead uses flat annual advisory fees by investable-asset tiers for CoRetire and a fixed fee for TotalPlan, with clients asked to commit to 12 months for management services. The firm is a solo CFP®-led practice with modest AUM and a small client roster, does not use outside managers, maintains an institutional relationship with Altruist for platform services, and the principal maintains outside activities that include rental property management and operating an online advisor directory.
Client services
Financial planning
Portfolio management
Expertise
Long-term care insurance
Real estate investing
Retirement income strategy
Tax strategies for small businesses
Passive / index investing
Fee options
Financial planning service (TotalPlan) fee: $6,900 (negotiable, up to $12,000)
$0 - $800,000: $4,500 annually (flat fee) $800,001 - $1,500,000: $7,200 annually (flat fee) $1,500,001+: $9,900 annually (flat fee)
Minimum fee: CoRetire service annual flat fees: $4,500 (for $0-$800,000 investable assets), $7,200 (for $800,001-$1,500,000), $9,900 (above $1,500,000) Fee-only: Financial planning service (TotalPlan) fee: $6,900 (negotiable, up to $12,000)
Main office location
Coplanning Financial LLC
7300 West 110 Th Street, Commerce Plaza I, 7 Th Floor
Overland Park KS 66210, United States
Number of offices
1
Most active in
Coplanning Financial LLC has reported serving >5 clients in these states in the last 12 months.
California · Kansas · Missouri · New York · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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