Coordinated Planning Group, Inc.

Coordinated Planning Group provides portfolio management, financial planning, and selection-of-adviser services to a small roster of high‑net‑worth individuals and business entities rather than mass‑market retail clients. The firm’s investment menus include mutual funds, equities, fixed income, ETFs, real estate funds, private placements and insurance products, including annuities.

CPG documents client goals and risk tolerances in written investment policy statements and uses eMoney planning tools and Monte Carlo analysis to model financial plans and monitor portfolios under a stated fiduciary standard. While the advisory agreement contemplates discretionary authority, the firm reports managing its assets on a primarily non‑discretionary basis and commonly implements strategies via referrals to third‑party managers and a professional alliance with a broker‑dealer.

Notable distinctions for a firm of this size include an affiliation with insurance activities—representatives are licensed to sell commissionable insurance and annuity products and the firm discloses and documents those conflicts of interest. The firm is also small in scale (one primary management person and a limited client list), does not take custody of client assets, does not participate in wrap programs, and collects certain advisory and financial‑planning fees in advance.