Coordinated Financial Planning Corp

Coordinated Financial Planning Corporation is an SEC-registered investment adviser that serves individuals (including high-net-worth clients), pension and profit sharing plans, and charitable organizations, providing discretionary portfolio management through both model and individually tailored accounts as well as written financial planning and related non-securities advice. The firm manages roughly $343 million for about 367 clients and operates with a four-advisor team.

The firm offers model portfolio management alongside individualized portfolio services, using a mix of charting, fundamental and technical analysis and selecting mutual funds/ETFs with attention to low internal fees. One of its model approaches is an actively managed risk model that adjusts equity exposure based on market valuations, investor psychology and monetary conditions — with a stated floor that equity exposure will not be reduced below 10% — and accounts are managed on a discretionary basis with periodic reviews and semi-annual client meetings.

Noteworthy operational details include a stated $200,000 typical minimum account size (with family aggregation and some negotiability), a practice of recommending clients establish margin accounts for liquidity needs while not generally using margin as an ongoing investment strategy, and custody and execution through Schwab Institutional with access to institutional services and reporting. The firm also delivers financial plans in a written report (typically within six weeks if information is provided) and discloses trade execution practices such as implementing client trades separately rather than routinely block trading.