C
Cook Financial Designs, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$172,400,261
Clients
195
24% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
195
Very HighAverage account size
$884,104
About
Cook Financial Designs is an independent, single-advisor registered investment adviser that serves individual and high-net-worth clients across approximately 195 client relationships. The firm provides comprehensive financial planning, ongoing advisory services, and project-based planning covering cash flow, investments, retirement, tax and estate matters.
The firm follows a goals-oriented investment approach that emphasizes clients’ time horizons, risk tolerance and cash-flow needs, with portfolios monitored and rebalanced as appropriate. Accounts are primarily managed on a non-discretionary basis — the brochure reports $0 in discretionary assets and $172,400,261 in non-discretionary assets as of December 31, 2025 — so clients generally approve transactions before execution.
Notable distinctions include an affiliated tax-preparation business operated by the firm’s principal and licensure to offer life, disability and annuity products, a combination the brochure discloses can create potential conflicts of interest related to commissionable insurance sales. The firm also typically charges agreed flat advisory and project fees rather than relying on percentage-of-AUM billing, and maintains a substantial non-discretionary asset base for a solo-practitioner model.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
General tax planning
Business exit / sale strategy
Cash flow / budgeting
Occupation focus
Founder/Business Owner
Fee options
Minimum fee: Annual advisory fee typically ranges between $4,000 and $40,000 Fee-only: Flat fees ranging from $1,800 to $10,000 for financial plan preparation; $1,000 to $10,000 for project-based advisory services; ongoing flat annual advisory fees typically between $4,000 and $40,000
Main office location
Cook Financial Designs, Inc.
1060 Laskin Road, Suite 25 B
Virginia Beach VA 23451, United States
Number of offices
1
Most active in
Cook Financial Designs, Inc. has reported serving >5 clients in these states in the last 12 months.
Louisiana · Massachusetts · North Carolina · Texas · Virginia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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