Conscious Capital

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Client assets under management

$67,939,567

Clients

152

11% high-net worth

Advisors

of 4 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Typical

Average account size

$446,971

About

Conscious Capital serves individual clients, including high-net-worth households, as well as retirement plans and other institutional clients, providing comprehensive financial planning, tax and estate planning, retirement-plan consulting, and discretionary portfolio and wealth management. The firm also offers standalone planning, manager due diligence, and occasional educational seminars as part of its service mix.

The firm generally manages portfolios on a discretionary basis and combines fundamental and technical analysis with Modern Portfolio Theory to construct long-term strategic allocations, often using a core-satellite framework; it also offers socially conscious (ESG) portfolio options and may employ options strategies to address concentrated positions. Conscious Capital refers clients to outside managers when appropriate, conducts ongoing due diligence on those managers, and implements client accounts through a third-party advisor platform and custodian arrangement.

What is distinctive about Conscious Capital for a firm of its size is that it participates as a wrap-fee program sponsor and receives referrals through the Betterment Advisor Network and other solicitors—an arrangement that provides platform support services and is uncommon among similarly sized supported firms. The firm is also affiliated with an insurance agency and its principal is a licensed insurance producer, which leads the firm to advise on and manage held-away insurance and annuity contracts in addition to traditional custodial assets; the principal’s active roles in academia and financial-technology product development are additional atypical features.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Cash flow / budgeting ESG / Sustainable investing

Occupation focus

Founder/Business Owner Retired

Demographic focus

Values-based investing

Fee options

Fixed

Project fees up to $10,000; fixed fees up to $4,000 per month for ongoing services; fixed fees for retirement plan consulting (negotiable)

Percentage

2.00% annual maximum advisory fee

Project-based

Up to $750 per hour for financial planning and consulting services and retirement plan consulting

Other

Fee-only: Fixed fees up to $4,000 per month for ongoing financial planning; hourly fees up to $750 per hour; project fees up to $10,000

Main office location

Conscious Capital

Scarborough ME, United States

Number of offices

Most active in

Iowa · Maine · Massachusetts · New Hampshire · Texas

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Facebook X Website 207-544-9001

Advisors at this firm

Derek T

CFP®, Series 63, Series 65

Scarborough, ME

Conscious Capital

Derek Tharp is a CFP® professional with 13 years of industry experience, currently serving at Conscious Capital. His background includes roles at Robert W. Baird & Co. and Kitces.com, and he is the owner of Tharp Insurance Solutions, LLC. Tharp is also an associate professor of finance at the University of Southern Maine and serves as Head of Innovation at Income Laboratory, Inc. Conscious Capital provides comprehensive financial planning and wealth management services to individual clients, retirement plans, and institutional clients. The firm combines fundamental and technical analysis with Modern Portfolio Theory to build long-term strategic allocations, offers socially conscious portfolio options, and participates in the Betterment Advisor Network for platform support.

Cash flow / budgeting ESG / Sustainable investing Founder/Business Owner Retired Values-based investing

Braden J

Series 65, Series 66

Scarborough, ME

Conscious Capital

Braden Justice is a financial advisor at Conscious Capital with Series 65 and Series 66 licenses and one year of industry experience. Prior to joining Conscious Capital, he held roles at J.P. Morgan Securities and JPMorgan Chase Bank. Conscious Capital serves individual clients, including high-net-worth households, as well as retirement plans and institutional clients, offering comprehensive financial planning, tax and estate planning, retirement-plan consulting, and discretionary portfolio and wealth management. The firm uses a combination of fundamental and technical analysis with Modern Portfolio Theory to build long-term strategic allocations and provides socially conscious portfolio options alongside manager due diligence and educational seminars.

Cash flow / budgeting ESG / Sustainable investing Founder/Business Owner Retired Values-based investing

Zachery K

Series 65

Scarborough, ME

Conscious Capital

Zachery Kuntz is a financial advisor at Conscious Capital with a Series 65 designation and four years of industry experience. He has worked at PepsiCo since 2015, where he holds the position of Human Resources Manager and is involved in HR transformation projects. Conscious Capital serves individual clients, high-net-worth households, retirement plans, and institutional clients by offering financial planning, tax and estate planning, retirement-plan consulting, and discretionary portfolio and wealth management. The firm uses a combination of fundamental and technical analysis with Modern Portfolio Theory for portfolio construction and offers socially conscious investment options, manager due diligence, and educational seminars.

Cash flow / budgeting ESG / Sustainable investing Founder/Business Owner Retired Values-based investing

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