Conrad Capital Management, Inc.

Conrad Capital Management is a registered investment adviser serving individuals (including high‑net‑worth clients), trusts, estates, and retirement plans, and offers money management, financial planning, pension consulting, selection of third‑party managers, and concierge services. The two‑adviser firm manages roughly $90 million across discretionary and non‑discretionary accounts for about 130 clients.

The firm employs a top‑down, demographically driven investment process that emphasizes mutual funds, ETFs and index funds for equity exposure, municipal and investment‑grade fixed income with laddered maturities, and allocations to alternative investments and private placements for accredited investors. Portfolios are managed on a discretionary or non‑discretionary basis, the firm participates in IPOs only after individualized client disclosure and a minimum holding requirement (a month and a day), and the brochure notes it may add a small percentage of digital assets for suitable clients.

Conrad provides free public educational seminars and retirement‑plan participant education, a practice that is less common among peers and is described in the brochure as impersonal, no‑charge presentations. The firm also discloses concierge services (including introductions to attorneys and accountants and a complimentary initial estate planning consultation up to $500), specifies a formal IPO allocation rotation, and explicitly states it does not accept performance‑based fees, distinguishing its fee practice from the small minority of advisers that do.