Conkin Financial Group, Inc.

Conkin Financial Group provides investment management, financial planning, and advisory consulting for business retirement plans to a range of clients, including individuals, trusts, estates, charitable organizations, corporations, and pension or profit-sharing plans; the firm also reports serving state and municipal government clients. As of December 31, 2025 it reported about $54.8 million in discretionary assets and, when including ERISA 3(21) plan advisement relationships, an assets-of-advisement total near $110.3 million, and it offers both discretionary and non-discretionary account arrangements.

The firm follows a goals-based, fundamental approach that tailors asset-allocation and security selection to each client’s objectives, risk tolerance, and time horizon, constructing portfolios from individual stocks, bonds, ETFs, closed-end funds, and mutual funds. It uses a mix of active and passive strategies—placing emphasis on lower-cost, tax-efficient passive instruments—maintains a generally long-term orientation but will employ shorter-term tactics when client circumstances or market conditions warrant, and provides an optional cash program designed to expand FDIC coverage on cash balances.

Notable distinctions include the firm’s engagement with pension and retirement-plan clients—sometimes serving in ERISA 3(21) or 3(38) fiduciary roles—and its work with state and municipal clients, which are relatively uncommon among peer independent advisers. The firm also recommends and uses a particular custodial platform and discloses receipt of technology and support benefits from that custodian, an economic relationship the firm monitors and discloses as part of its fiduciary considerations.