Concordia Capital LLC

Concordia Capital LLC is a state‑registered independent investment adviser that provides discretionary portfolio management and investment advice to individuals (including high‑net‑worth and accredited investors), families, and certain institutions. The firm reports approximately $380,361 in discretionary assets under management across a very small client base and charges advisory fees calculated as a percentage of assets under management.

The firm’s investment process combines quantitative research and fundamental analysis, using statistical measures and Modern Portfolio Theory to construct diversified portfolios and align risk with client objectives. Concordia offers eight defined risk‑tolerance levels with specific fundamental criteria for securities, monthly data gathering and rebalancing, and uses sector rotation for the higher risk tiers; it also maintains explicit monthly review triggers (for example, a decline greater than 15% or a single‑day move relative to the S&P 500) to prompt additional oversight.

A notable distinguishing feature is that the firm’s sole owner and advisor also maintains registration as a broker‑dealer representative and performs outside capital‑raising work supporting growth‑equity technology companies and institutional investors; the brochure discloses that these activities are kept separate from the advisory practice and that the advisor will not offer those broker‑dealer securities to Concordia clients. This dual role — a solo RIA with an active broker‑dealer registration and an institutional capital‑raising business — is relatively uncommon among independent advisers and is documented with stated firewall procedures and a Code of Ethics.