Concorde Asset Management, LLC

Concorde Asset Management provides discretionary and non‑discretionary investment management, financial planning, and access to third‑party asset management programs for a broad client base that includes individuals (both non‑HNW and HNW), corporate and charitable clients, and retirement plans and participants. The firm offers wrap fee programs, a Concorde UMA overlay program, and ERISA plan services, and it documents client objectives and investor profiles before delivering tailored advice.

Concorde’s investment process emphasizes individualized asset allocation and model‑based portfolio construction, using in‑house models and outside strategists on platforms such as Envestnet, Orion, and Simplicity Group; the firm acts as Overlay Manager for its UMA and makes use of model portfolios, periodic rebalancing, and consolidated reporting. Its offerings include alternative and less liquid products (for example, non‑traded REITs, interval funds, and variable annuity separate accounts) and it expressly acknowledges ERISA fiduciary duties when advising retirement accounts, including the option to serve as a 3(21) adviser or a discretionary 3(38) manager.

The brochure discloses several relationships and operational arrangements that distinguish Concorde from many peers: it is affiliated with broker‑dealers and an insurance agency (Concorde Investment Services, LLC; American Alternative Capital, LLC; and Concorde Insurance Agency), receives back‑office and model support from providers such as Envestnet and Simplicity Group, and notes that some representatives have outside business activities that include legal and real estate services. Those affiliations and outside‑activity disclosures are identified in the brochure as potential conflicts of interest and the firm describes mitigation steps (fee offsets, supervisory review, and disclosures) to address them.