Concentric

Ashley Duffey is a CFA® charterholder with six years of industry experience. She is currently an advisor at Concentric and has previously worked at LAB Quantitative Strategies and Personal Capital Advisors Corporation. Concentric primarily serves other registered investment advisers and financial institutions as a sub-adviser and overlay manager, while also managing accounts for individual and high-net-worth clients. The firm uses a combination of quantitative and qualitative portfolio construction techniques and offers customized implementation tools including tax-loss harvesting, direct indexing, ESG overlays, and factor tilts.

Elena Gorskaya is a CFA® charterholder with five years of industry experience. She currently works at Concentric, where she has been since 2022, following prior roles at Advisor Partners, LLC and Echelon Asset Management. Concentric primarily serves other registered investment advisers and financial institutions as a sub-adviser and overlay manager, while also managing accounts directly for individual and high-net-worth clients. The firm uses a blend of quantitative and qualitative portfolio construction techniques and offers customized tools such as tax-loss harvesting, direct indexing, and ESG overlays.

Gael Fonseca Gutierrez is a financial advisor at Concentric with a Series 65 designation and one year of industry experience. Prior to joining Concentric, Gael worked at Dustbusters Plus LLC and held various educational roles at institutions including the University of California, Berkeley, Sacramento City College, West Campus High School, and Will C. Wood Middle School. Concentric primarily serves other registered investment advisers and financial institutions as a sub-adviser and overlay manager, while also managing accounts for individual and high-net-worth clients. The firm uses a combination of quantitative and qualitative portfolio construction techniques and offers customized implementation tools such as tax-loss harvesting, direct indexing, and ESG overlays.

Lindy Moss is a financial advisor at Concentric with a Series 65 credential and one year of industry experience. Her prior work includes roles at AdvisorAssist, Staples Inc., and Babson College. Concentric primarily serves other registered investment advisers and financial institutions as a sub-adviser and overlay manager, while also managing accounts for individual and high-net-worth clients. The firm uses a combination of quantitative and qualitative portfolio construction techniques and offers customized implementation tools such as tax-loss harvesting and ESG overlays.

Ralph Studley is a financial advisor at Concentric with 18 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at firms including Advisor Partners II, LLC, New York Life, Schroder Investment Management North America Inc, and MBSC Securities Corporation. Outside of his advisory work, Studley serves as a board member for the Westfield State Foundation. Concentric primarily serves other registered investment advisers and financial institutions as a sub-adviser and overlay manager, while also managing accounts for individual and high-net-worth clients. The firm uses a combination of quantitative and qualitative portfolio construction techniques and offers customized implementation tools such as tax-loss harvesting, direct indexing, and ESG overlays.

Adrian Colmenares is a financial advisor at Concentric in Boston, MA, holding a Series 65 designation. He has worked in various roles at Parametric Portfolio Associates and Envestnet Financial Technologies since 2017 and joined Advisor Partners II, LLC in 2025. Adrian also completed an MBA program at the University of the Cumberlands. Concentric primarily serves other registered investment advisers and financial institutions as a sub-adviser and overlay manager, while also managing accounts directly for individual and high-net-worth clients. The firm uses a combination of quantitative and qualitative portfolio construction techniques and offers customized implementation tools, including tax-loss harvesting and ESG overlays.

Rahul Agrawal is a financial advisor at Concentric with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Concentric since 2022, following prior roles at Advisor Partners, LLC. Concentric primarily serves other registered investment advisers and financial institutions as a sub-adviser and overlay manager, while also managing accounts directly for individual and high-net-worth clients. The firm uses a combination of quantitative and qualitative portfolio construction techniques and offers customized implementation tools such as tax-loss harvesting, direct indexing, and ESG overlays.

Luke Hass is a financial advisor at Concentric with one year of industry experience. He holds a Series 65 designation and previously worked at Canterbury Consulting and California Pizza Kitchen. Concentric primarily serves other registered investment advisers and financial institutions as a sub-adviser and overlay manager, while also managing accounts for individual and high-net-worth clients. The firm uses a combination of quantitative and qualitative portfolio construction techniques and offers customized implementation tools, including tax-loss harvesting, direct indexing, and ESG overlays.

Bryan Lee is a financial advisor at Concentric with five years of industry experience. He holds a Series 65 designation and has worked at Concentric since 2022, previously spending four years with Advisor Partners, LLC. Concentric primarily serves other registered investment advisers and financial institutions as a sub-adviser and overlay manager, while also managing accounts directly for individual and high-net-worth clients. The firm uses a combination of quantitative and qualitative portfolio construction techniques and offers customized implementation tools including tax-loss harvesting, direct indexing, and ESG overlays.

Jia Xu is a financial advisor at Concentric with four years of industry experience. They hold a Series 65 designation and previously worked at Advisor Partners, LLC from 2016 to 2022 before joining Concentric. Concentric primarily serves other registered investment advisers and financial institutions as a sub-adviser and overlay manager, while also managing accounts directly for individual and high-net-worth clients. The firm uses a combination of quantitative and qualitative portfolio construction techniques and offers customized implementation tools, including tax-loss harvesting, direct indexing, and ESG overlays.