Compass Planning Associates, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$213,939,625
Total clients
72
92% high-net worth
Total advisors
3
of 3 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
24
Average account size
$2,971,384
About
Compass Planning Associates, Inc. provides comprehensive financial, investment, and tax planning to individuals, retirement plan participants, trusts, estates, and business entities, delivering advice on a project, hourly, or ongoing annual basis. For clients who engage ongoing services, the firm offers portfolio recommendations and can manage accounts on either a discretionary or non-discretionary basis.
The firm takes a planning-first, long-term approach and typically implements portfolios through passive asset allocation using index mutual funds and exchange-traded funds, with attention to diversification and tax-aware implementation. Ongoing planning clients receive regular check-ins (typically multiple times per year) and, when appropriate, may grant a limited power of attorney to allow the adviser to execute trades and assist with account maintenance.
Notably, Compass does not rely on percentage-of-assets-under-management fees and operates as a fee-only adviser that does not accept commissions or 12b‑1 compensation; instead it uses project-, hourly-, or annual-based billing. The firm is a NAPFA member that avoids soft-dollar arrangements, commonly recommends institutional custodians such as Fidelity or Schwab without receiving referral payments, and manages the majority of its assets on a discretionary basis despite its small, three-advisor team.
Client services
Expertise
Fee options
Planning by the Year service annual fee generally ranges from $8,000 to $25,000, charged quarterly in arrears.
Principal - $420/hr; Senior Adviser - $405/hr; Adviser - $310/hr; Planning Support - $260/hr
Planning by the Year service charged as a flat annual fee paid quarterly in arrears, typically $8,000 to $25,000 per year.
Account minimum: $500,000 Fee-only: Hourly rates ranging from $260/hr to $420/hr depending on staff; Planning by the Year flat annual fee generally ranges from $8,000 to $25,000 charged quarterly in arrears.
Most active in
California · Colorado · Connecticut · Florida · Maine · Maryland · Massachusetts · New Hampshire · New York · Pennsylvania · Texas · Vermont
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")