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Compass Lighthouse Capital, LLC

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Total assets under management

$91,271,458

Total clients

259

8% high-net worth

Total advisors

2

of 2 employees

Firm size

Supported

1-3 advisors or $200M+ in AUM

Average clients per advisor

130

Average account size

$352,399

About

Compass Lighthouse Capital provides investment advisory and financial planning services to individual and high‑net‑worth clients, offering discretionary portfolio management and access to model portfolios managed by third‑party sub‑advisers. The firm assists clients in assessing risk tolerance, selecting appropriate model portfolios, and delivering written financial plans when engaged.

Its investment process emphasizes selection and monitoring of third‑party sub‑advisers, using quantitative and qualitative criteria (performance history, risk‑adjusted returns, manager tenure, and style consistency) and periodic reviews to align managers with client objectives. Clients choose risk categories that are correlated to model portfolios and may grant the firm discretionary authority for implementation, while the firm coordinates custody and trading through institutional platforms.

The firm’s ownership and compensation structure is a notable distinction: it is wholly owned by a bank holding (Iowa State Bank/Vogel Bancshares), an uncommon arrangement for supported firms, and it receives a share of fees from sub‑advisers rather than billing clients directly for those services. Additionally, some advisory personnel are licensed to sell insurance and may receive commission compensation, and the firm currently does not maintain professional liability insurance—features that introduce different conflicts of interest and operational considerations compared with many peers.

Client services

Financial planning Portfolio management Selection of other advisers

Fee options

Fixed

Financial planning services fixed fee generally ranging from $1,000 to $5,000 (negotiable)

Percentage

$0 - $500,000: 1.20% $500,001 - $1,000,000: 0.85% $1,000,001 - $2,000,000: 0.75% $2,000,001 - $3,000,000: 0.65% $3,000,001 - $5,000,000: 0.45% $5,000,001+: 0.35%

Commissions

Insurance commissions earned by an affiliated insurance agent; separate and in addition to advisory fees

Other

Account minimum: $250,000

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Main office location

Compass Lighthouse Capital, LLC

105 Albany Avenue Se

Orange City IA 51041, United States

Number of offices

1

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