Compass Financial Management LLC

Compass Financial Management is an SEC‑registered advisory that serves individuals (including high‑net‑worth clients), pension and profit‑sharing plans, trusts and estates. The firm manages roughly $894 million in discretionary assets through a multi‑advisor team and provides discretionary portfolio management, financial planning and retirement‑plan consulting services.

Compass typically constructs diversified portfolios of individual equities, fixed income, mutual funds and ETFs and provides ongoing monitoring and allocation adjustments on a discretionary basis. Its investment process incorporates multiple methods of analysis — including fundamental, technical, charting and cyclical approaches — and the firm employs both long‑ and short‑term trading strategies while also offering participant education for plan sponsors.

Statistically uncommon for multi‑team firms, several Compass advisors are also licensed to sell insurance products and may receive commission compensation from such sales, a potential conflict the brochure discloses while noting clients are not required to purchase. The firm is affiliated with a separate registered adviser and discloses a trade‑error policy that reimburses client losses from trade errors but does not credit accounts for trade errors that result in market gains, details that may be relevant when comparing Compass to peers.