Compass Financial, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$13,919,767
Clients
53
9% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
53
HighAverage account size
$262,637
About
Compass Financial, LLC provides ongoing asset management and pension consulting to individuals, small businesses, trusts, estates, pooled vehicles and charities, and advises qualified retirement plan sponsors including pension and profit-sharing plans. The firm also offers investment advice on assets held outside a primary custodian, such as employer-sponsored retirement accounts and 529 plans.
Investment strategies are developed from each client’s stated goals, time horizon and risk tolerance, with the adviser recommending securities and allocations while operating primarily on a non-discretionary basis that requires client approval for each trade. The firm uses both fundamental and technical analysis and employs mutual funds, ETFs (including Dimensional Fund Advisors funds), and small- and mid-cap exposures, with account reviews performed at least annually.
Notable differences from many solo independent advisers include a material focus on pension consulting and institutional plan work and a reported asset base managed predominantly on a non-discretionary basis, both of which are less common for firms this size. The firm’s principal is a licensed insurance agent who spends a portion of time selling insurance products and receiving commissions, a disclosed potential conflict that the firm addresses through policies and client disclosures.
Client services
Portfolio management
Pension consulting
Expertise
Passive / index investing
Tax-loss harvesting
Fee options
All Asset Levels - All Asset Levels: 0.80% annually on Pension Plans All Asset Levels - All Asset Levels: 2.00% annually on All Other Portfolios
Most active in
Compass Financial, LLC has reported serving >5 clients in these states in the last 12 months.
California · Nevada · South Carolina
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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