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Commonwealth Financial Planners Inc

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Client assets under management

$222,931,128

Clients

132

50% high-net worth

Advisors

2

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

More info

Clients per advisor

66

High

Average account size

$1,688,872

About

CommonWealth Financial Planners provides personalized financial planning and investment management to individuals, retirement plans, corporations, and small businesses, serving both high‑net‑worth and non‑HNW clients. The firm operates on a fee basis and also offers standalone financial planning on an hourly basis, with custody and trade execution handled through Raymond James affiliates.

The firm typically delivers advice and executes trades on a non‑discretionary basis, requiring client approval before transactions, and uses a mix of fundamental, technical, charting and cyclical analysis to develop recommendations. Implementation can include long‑ and short‑term positions, options, margin, and participation in fee programs; clients also have access to securities‑based lending where account assets may be pledged as collateral.

Distinctive features include that the bulk of reported AUM is managed non‑discretionarily (roughly $224 million) with only a small amount held in discretionary 3(38) retirement plan accounts, a profile that differs from peers that manage mainly discretionary assets. The firm offers Raymond James’ Ambassador wrap program and retains legacy IMPAC accounts (closed to new clients), and its advisors have affiliated broker‑dealer and insurance roles that can result in additional commission and lending‑related relationships clients should weigh.

Client services

Financial planning Portfolio management Selection of other advisers

Occupation focus

Executive Founder/Business Owner

Fee options

Percentage

$0 - $500,000: 1.50% annually (maximum, fees are negotiable) $500,000+: Graduated rates for Ambassador Program: $0-$250,000: 1.40%, $250,000-$500,000: 1.20%, $500,000-$1,000,000: 1.00%, $1,000,000-$2,000,000: 0.85%, $2,000,000-$5,000,000: 0.75%, $5,000,000-$10,000,000: 0.60%, $10,000,000-$25,000,000: 0.50%, Over $25,000,000: 0.40%

Commissions

Commissions earned on insurance products and brokerage transactions separately from advisory fees.

Project-based

Financial planning hourly rate is $175 per hour.

Other

Account minimum: $500,000 Fee-only: Advisory fees based on assets under management, no commissions on advisory fees. Hourly fee for financial planning: $175/hour.

Main office location

Commonwealth Financial Planners Inc

1033 Canton Street

Roswell GA 30075, United States

Number of offices

1

Most active in

More info

Florida · Georgia · North Carolina · Texas

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Facebook X Website 770-399-6644

Advisors at this firm

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user avatar

Michael A

CFP®, Series 66

Roswell, GA

Commonwealth Financial Planners Inc

Michael Agurkis is a CFP® with 19 years of industry experience, currently serving at Commonwealth Financial Planners Inc. in Roswell, GA. He has worked at Raymond James Financial Services, Inc. since 2006 and is an owner and Chief Compliance Officer at Commonwealth Financial Planners. Agurkis is also an officer and treasurer of the Rotary Club of Roswell, where he manages the organization's financial operations. Commonwealth Financial Planners provides personalized financial planning and fee-based investment management to individuals, including high-net-worth clients, as well as pension and profit-sharing plans, corporations, and small businesses. The firm typically offers non-discretionary advisory accounts and manages assets through Raymond James platforms, including a distinctive wrap-fee program called Ambassador.

Executive Founder/Business Owner
user avatar

Kelly G

CFP®

Roswell, GA

Commonwealth Financial Planners Inc

Kelly Graff is a CFP® professional with seven years of experience at CommonWealth Financial Planners, Inc., where she has worked since 2013. She is based in Roswell, GA, and is one of two advisors at the firm. CommonWealth Financial Planners provides personalized financial planning and fee-based investment management to individuals, including high-net-worth clients, as well as pension and profit-sharing plans, corporations, and small businesses. The firm offers a range of services such as cash flow and tax planning, insurance review, retirement and estate planning, and acts as a 3(38) investment manager for certain 401(k) plans.

Executive Founder/Business Owner
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