Colorado Capital Management

Colorado Capital Management provides investment advisory and planning services to individuals, high-net-worth clients, families, trusts, corporations, foundations, and employer-sponsored retirement plans, managing about $638 million for roughly 234 client households with a team of ten advisors. The brochure describes both discretionary and non-discretionary portfolio management, financial planning and consulting, retirement-plan advisory under ERISA 3(21) and 3(38), and the use of third‑party money managers and alternative investments when suitable.

The firm’s process centers on a written investment policy statement, long-term fundamental analysis, periodic rebalancing, and at least quarterly monitoring and reporting; it also offers ESG/sustainable investing options and may include alternatives and private placements where appropriate. Implementation frequently uses institutional share classes, third‑party managers and custodial and planning platforms (Orion, RightCapital, MoneyGuide Pro) to support reporting, billing, and coordination with clients’ other advisers.

Notable distinctions in the brochure include the firm’s emphasis on regular written quarterly reports and monitoring and its disclosure of paid lead‑generation arrangements and modest referral gifts; the brochure also indicates the firm uses client endorsements and testimonials in its advertising. The firm’s stated $1 million household minimum (negotiable) and a large discretionary book of business (approximately $570 million) underscore its focus on higher‑net‑worth and institutional retirement plan clientele.