Cognition Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$7,515,837
Clients
26
12% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
26
TypicalAverage account size
$289,071
About
Cognition Financial LLC is a fee-only advisory firm that provides investment management and both ongoing and project-based financial planning to individual and corporate clients. The firm offers discretionary and non-discretionary portfolio management and works directly with clients to develop written financial plans addressing goals such as retirement, cash flow, and business planning.
The firm’s investment approach centers on tailored asset allocation guided by fundamental, technical, and Modern Portfolio Theory analysis, and employs a blend of passive and active investments with a generally long-term orientation. Accounts are reviewed periodically, and the adviser coordinates with third-party professionals as needed to address tax, legal, or other planning considerations.
Notably, Cognition Financial integrates accounting-related services into its practice: supervised firm personnel provide tax preparation, bookkeeping, and fractional CFO services separate from advisory fees, and the firm’s principal holds CFP and Enrolled Agent credentials to support tax-informed planning. The firm also routinely participates in meetings or calls with clients’ attorneys or tax professionals when requested, which is less common among independent single-advisor firms.
Client services
Financial planning
Portfolio management
Tax preparation, bookkeeping, fraction cfo
Tax preparation, bookkeeping, fraction cfo
Expertise
Business sale tax planning
Business ownership considerations
Tax strategies for small businesses
Social Security optimization
Occupation focus
Founder/Business Owner
Fee options
Fixed fees range from $500 to $6,000 for Project-Based Financial Planning
$0 - $500,000: 1.00% $500,001+: 0.75%
$250 per hour for Project-Based Financial Planning
Ongoing Financial Planning fixed fee ranges from $100 to $1,000 per month or $300 to $3,000 per quarter
Fee-only: Fee-only firm; compensated solely by its Clients; no commissions or sales-related compensation.
Main office location
Cognition Financial LLC
Dublin OH, United States
Number of offices
1
Most active in
Cognition Financial LLC has reported serving >5 clients in these states in the last 12 months.
Ohio · South Carolina
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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