Coastal Way Financial Group, LLC

Coastal Way Financial Group serves individual investors as well as business entities, trusts, estates and charitable organizations, offering ongoing portfolio management, financial planning, and investment supervisory services tailored to each client’s goals, tax situation and risk tolerance. The firm also provides advisory services for retirement plan accounts and, unusually for a small independent adviser, manages portfolios for certain institutional clients in addition to individual accounts.

The firm documents client objectives in an Investment Policy Statement and applies both fundamental and technical analysis to construct diversified portfolios that commonly include mutual funds, equities, fixed income, ETFs, REITs and alternative investments. Coastal Way uses third‑party portfolio managers when appropriate and sponsors a wrap‑fee program—paying trading costs for program accounts and receiving a portion of the wrap fee—which it monitors while overseeing TPM performance; the wrap arrangement creates a financial incentive related to trade frequency that the firm discloses.

Distinctive features include an affiliation with a certified public accounting firm and a maintained relationship with a broker‑dealer to facilitate insurance and annuity offerings, which can support coordination of tax and accounting matters alongside investment advice. With roughly $66 million in discretionary AUM and a practice that combines solo advisory management, wrap‑fee sponsorship and institutional plan work, the firm’s mix of services is uncommon among similarly sized independent advisers.