Coastal Bridge Advisors

Coastal Bridge Advisors provides financial planning, consulting, and wealth management to individuals (including high‑net‑worth clients), families, family offices, trusts, estates, private foundations and qualified retirement plans. The firm offers both discretionary and non‑discretionary portfolio management, retirement plan consulting and ERISA services, and also provides investment advisory services for Health Savings Accounts and access to margin, collateralized loans and residential mortgages through third‑party financial institutions.

Coastal Bridge follows a goal‑based, disciplined planning process that blends fundamental analysis with quantitative tools (including Monte Carlo stress testing) to build diversified portfolios and set client investment objectives. It allocates assets across mutual funds, ETFs, individual securities and External Managers, and routinely integrates third‑party or held‑away accounts and external platforms into its ongoing monitoring and account management.

What distinguishes the firm is its ownership by Focus Financial Partners and a network of affiliated businesses that give clients access to affiliated investment vehicles and services — for example, pooled vehicles managed by Origin and OCA, SMA strategies managed by affiliate Alley, and insurance solutions facilitated by Focus Risk Solutions — as well as its role as subadviser to Fergus Reinsurance Limited. The brochure also discloses several less common activities for a firm of this size — including offering personal loans and non‑purpose loans, facilitating cash and credit solutions through UPTIQ and Flourish (with related revenue sharing), and serving institutional clients such as insurance companies and ERISA plans — and describes how those arrangements are disclosed and managed.