CNIV Financial Planning LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$0
Total clients
0
Total advisors
1
of 1 employees
Firm size
Investment Manager
May not manage individual clients
Average clients per advisor
0
Average account size
—
About
The firm provides hourly, fee‑only, as-needed investment advice to individuals and families, retirement plan sponsors, trustees of nonprofit organizations, and to other advisers who engage the firm to advise their clients. Services are advice-only and typically include one-time portfolio reviews, written investment plans, implementation recommendations, and referrals to third‑party managers; the firm does not accept custody or discretionary authority over client assets.
The firm follows a passive, long‑term investment philosophy and generally limits recommendations to low‑cost, broad‑based index mutual funds and exchange‑traded funds with a strategic asset allocation and periodic rebalancing. Recommendations are based on a client’s background, goals, risk tolerance, tax considerations, and current holdings, but implementation and trading are the responsibility of the client or their other adviser.
Compared with many firms in this category, the adviser operates on an hourly, fixed‑fee basis rather than charging percentage‑of‑assets fees and explicitly does not manage or custody assets. The firm also provides paid educational seminars, workshops and speaking engagements through affiliated consulting activities and maintains an active academic/educational practice, and it works with both non‑high‑net‑worth and high‑net‑worth individual clients in addition to institutional or adviser‑referred engagements.
Client services
Financial planning
Educational seminars or workshops
Hourly as needed advice
Expertise
Passive / index investing
Fee options
Fixed fees for speaking engagements typically range from $2,500 to $5,000 plus expenses; fees vary and are negotiable.
$250 per hour, pro-rated in increments of 6 minutes at $25 per 6 minutes.
Fee-only: Hourly fee of $250 per hour, pro-rated in increments of 6 minutes at $25 per 6 minutes. Fixed fees for speaking engagements range from $2,500 to $5,000 plus expenses.
Main office location
CNIV Financial Planning LLC
Marlboro NJ, United States
Number of offices
1
Most active in
CNIV Financial Planning LLC has reported serving >5 clients in these states in the last 12 months.
New Jersey
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
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