CME Strategic Wealth Management

CME Strategic Wealth Management serves roughly 20 clients — including individual and high‑net‑worth clients, charities, and business entities — and reports about $549,166 in client assets. The firm provides financial planning, ongoing portfolio management on a non‑discretionary basis, and selection and monitoring of third‑party advisers, and it also offers seasonal tax‑preparation assistance and may recommend insurance products.

The firm’s investment process starts with an individualized strategic asset allocation and uses tactical adjustments as appropriate, employing mutual funds, ETFs, stocks, bonds, REITs and options depending on client needs. Portfolio management is non‑discretionary (the adviser seeks client approval before executing trades), and accounts are reviewed at least annually (biannually for accounts over $50,000) with custodian statements provided to clients.

Compared with many independent peers, the firm’s principal conducts multiple outside financial industry activities: acting as a registered broker‑dealer representative, serving as an independent life and health insurance agent (reported at under five hours per week), and offering tax‑preparation services seasonally (reported at 10–20 hours per week during tax season). Those activities generate separate compensation and are disclosed as potential conflicts of interest that the firm says it mitigates through disclosure and its fiduciary duties; the firm’s reliance on non‑discretionary management of client assets is also a notable difference from most independent advisers.