Cma Advisors, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Clients per advisor
0
Average account size
—
About
CMA Advisors, Inc. is a state-registered investment adviser that provides comprehensive financial planning and discretionary investment management. The firm offers standalone planning engagements billed at a flat rate or hourly, and it also charges percentage-of-assets fees when engaged to manage client portfolios.
Investment recommendations are based on fundamental analysis and Modern Portfolio Theory, supported by Morningstar analytics and a formal risk-profiling process to tailor asset allocations and model potential outcomes. The firm may use short-term trading opportunistically, reports cost-basis using FIFO, and notes that tax efficiency is not a primary management objective unless agreed in writing.
The firm’s structure is distinctive for an investment manager because the principal operates a separate CPA practice, an uncommon affiliation that can facilitate coordination between accounting/tax work and financial planning (those services are billed separately). It also emphasizes fee-for-service planning—offering hourly and negotiated flat fees—rather than relying solely on asset-based fees, and it filed its initial ADV reporting no assets under management while maintaining a $1,000,000 minimum for managed accounts.
Client services
Financial planning
Portfolio management
Expertise
Wealth management
General retirement planning
College savings (529s, UTMA, etc.)
General estate planning guidance
Fee options
Starting at $5,000 for comprehensive financial plan (negotiable)
$0 - $5,000,000: 1.5% $5,000,001 - $10,000,000: 1.25% $10,000,001+: 1.0%
$400 per hour for professional, $250 per hour for para planner, $150 per hour for administrative
Account minimum: $1,000,000
Main office location
Cma Advisors, Inc.
Bradenton FL, United States
Number of offices
1
Most active in
Cma Advisors, Inc. has reported serving >5 clients in these states in the last 12 months.
Florida
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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