C
CM Financial Advisors, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$47,850,529
Clients
88
0% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
88
Very HighAverage account size
$543,756
About
CM Financial Advisors, LLC provides investment management and personal financial planning to a mix of individual clients, businesses, trusts, estates, not-for-profit organizations and retirement plans. The firm manages roughly $48 million in client assets and operates on a fee-only basis, typically using percentage-of-assets billing for advisory services.
Investment programs are tailored to each client’s goals, objectives and risk tolerance, with individual investments selected after analysis of fundamentals such as historical performance, expense ratios and manager quality. Proposed investments are reviewed with and approved by clients prior to implementation, although clients may grant the firm discretionary trading authority if they choose.
The firm is atypical among peers in its close affiliation with an accounting firm and a mortgage brokerage; the principals are licensed CPAs who allocate time between accounting and advisory activities and report that the affiliated firms do not share compensation for referrals. CM Financial also does not list high‑net‑worth individuals as a client segment, indicating a primary focus on non‑HNW individuals and smaller institutional clients rather than a concentrated HNW clientele.
Client services
Portfolio management
Expertise
Wealth management
Fee options
$0 - $100,000: 1.25% $100,001 - $499,999: 1.0% $500,000 - $999,999: 0.75% $1 million - $2 million: 0.5% Over $2 million+: Negotiable
Hourly fees charged for special services other than asset management
Fee-only: Fee-only basis (no commissions)
Main office location
CM Financial Advisors, LLC
35 Cold Spring Road, Suite 225
Rocky Hill CT 06067, United States
Number of offices
1
Most active in
CM Financial Advisors, LLC has reported serving >5 clients in these states in the last 12 months.
Connecticut
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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