Cloverhill Capital Management

Cloverhill Capital Management is a small, independent registered investment adviser that serves individual investors (including some high‑net‑worth clients), small and medium‑sized businesses, and employer‑sponsored retirement plans. The firm provides investment management, integrated financial planning and wealth management, miscellaneous consulting and subscription‑based services, and offers corporate retirement plan consulting and participant financial‑wellness programs.

The firm’s investment process emphasizes asset‑class investing and long‑term allocation using low‑cost institutional index funds and model portfolios, and it may engage third‑party sub‑advisers to implement those models. While the firm is set up to provide discretionary portfolio management, a substantial portion of the assets it reports are managed on a non‑discretionary basis, and financial planning is generally delivered as part of an ongoing advisory engagement rather than as a stand‑alone product.

Distinctive aspects include a formal focus on pension consulting and corporate retirement plan services — including participant seminars and education — and the firm’s practice of offering educational workshops and an “emerging wealth” subscription service for clients building assets, all of which are relatively uncommon among similar solo independent advisers. The firm also concentrates its operational workflow around a single custodial platform and institutional model provider to deliver its asset‑class allocation strategies.