Cloud Investments, LLC

Charles Harriman is a financial advisor with Cloud Investments, LLC, holding a Series 65 designation and 12 years of industry experience. He has worked at Cloud Investments since 2016 and at American League since 2019, where he serves as Assistant Baseball Director. Cloud Investments serves individual and high-net-worth investors with discretionary portfolio management, financial and retirement planning, and advises qualified retirement plans in a limited-scope ERISA 3(21) capacity. The firm employs goal- and risk-based investment programs, fundamental security analysis, and offers educational seminars for clients and the public.

John Huggins is a Series 65-licensed financial advisor with Cloud Investments, LLC in Huntsville, AL, and has four years of industry experience. Prior to joining Cloud Investments, he worked at Barrios Technologies and has been involved with multiple business ventures, including property management and serving as a club officer for the Athens Football Alumni Club. Cloud Investments serves individual and high-net-worth clients with discretionary portfolio management, financial planning, and retirement and cash-flow planning. The firm employs goal- and risk-based investment programs, fundamental security analysis, and offers educational seminars, managing approximately $404 million in discretionary assets.

Scott Montes is a financial advisor with Cloud Investments, LLC, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His prior roles include positions at Keel Point Capital, LLC and Proequities, Inc. Cloud Investments serves individual and high-net-worth clients, offering discretionary portfolio management, financial planning, and retirement and cash-flow planning. The firm utilizes goal- and risk-based investment programs supported by fundamental security analysis and conducts quarterly account reviews, while also providing educational seminars and workshops for the public and plan participants.

Germi Cloud is a Series 65-licensed financial advisor with 15 years of industry experience. He is the managing member of Cloud Investments, LLC, where he has worked since 2016, and he also owns Cloud Financial Inc., an insurance agency. Outside of his advisory and insurance roles, he serves as treasurer for the Promenade Oaks Homeowners Association. Cloud Investments serves individual and high-net-worth investors, offering discretionary portfolio management, financial planning, and retirement planning. The firm uses goal- and risk-based investment programs supported by fundamental security analysis and provides educational seminars and workshops for clients and the public.

Aaron Howard is a CFP®, ChFC®, and Series 65-registered advisor with seven years of industry experience. He is affiliated with Cloud Investments, LLC, and has held roles at Cloud Financial, Inc. and The Blackburn Institute. Outside of his advisory work, he serves as a board member for The Shoals Dream Center and as treasurer for One Place of the Shoals, both nonprofit organizations in Florence, AL. Cloud Investments serves individual and high-net-worth investors, providing discretionary portfolio management, financial planning, and retirement and cash-flow planning. The firm uses goal- and risk-based investment programs with fundamental security analysis and offers educational seminars and workshops for the public and plan participants.

Don Cloud is a financial advisor at Cloud Investments, LLC with 18 years of industry experience. He holds a Series 66 designation and has been with Cloud Investments since 2016. In addition to his advisory role, he operates Cloud Financial, Inc., a business focused on fixed insurance products. Cloud Investments serves individual investors, including high-net-worth clients, offering discretionary portfolio management, financial planning, and retirement and cash-flow planning. The firm employs goal- and risk-based investment programs supported by fundamental analysis and provides educational seminars and workshops for the public and plan participants.