Clifton, Roger Lambert

The firm is a Massachusetts‑registered, sole‑proprietor investment adviser that provides financial and investment counseling to individuals and high‑net‑worth clients on a non‑discretionary basis. It offers advice across equities, mutual funds, U.S. government and municipal securities, and other publicly traded instruments, documenting client goals and risk tolerance before making recommendations.

Investment recommendations are developed using multiple methods of analysis, including charting, fundamental, technical and cyclical approaches, and are presented to clients who retain authority to implement trades through their own custodians. The adviser monitors accounts at least quarterly and communicates with clients as needed but does not execute securities transactions or hold custody of client assets.

The firm manages roughly $14.1 million for a very small number of clients (four), indicating substantially larger account sizes per client and a focus on high‑net‑worth relationships with a typical $1 million account guideline. Unlike most independent peers, the adviser operates exclusively on a non‑discretionary basis, does not accept performance‑based fees or sell investment products for third‑party compensation, and arranges fee withdrawals through the client’s custodian; the advisory practice has been in place since 1982.