Clearwater Capital Partners

Clearwater Capital Partners provides wealth management to individuals and families (including a Family Office service for clients with net worth generally above $25 million), and advises institutional clients through its Institutional Advisory and Retirement Plan services for businesses, non‑profits, and third‑party family offices. The firm discloses $1.681 billion in total managed assets (as of 02/28/2026), including $1.421 billion managed on a discretionary basis and $246.7 million of qualified plan assets managed non‑discretionarily.

Investment advice is rooted in strategic asset allocation and long‑term core positions, combined with fundamental, technical, quantitative and thematic analysis; CCP also uses tactical tools such as option strategies, limited margin, and alternative investments where suitable. The firm notes that private placements and certain thematic or concentrated exposures are generally implemented on a non‑discretionary basis and that participant‑managed retirement strategies can be offered with CCP acting in a 3(38) fiduciary capacity.

What distinguishes CCP from many peers is its integrated operating structure and ancillary services: affiliated entities provide bookkeeping/bill‑pay and consulting (Clearwater Capital Accounting Services and Clearwater Capital Consulting), an affiliated insurance agency offers insurance products, and the firm supports a charitable foundation and a strategic partnership with Aura for identity‑theft and cyber security services. CCP also sponsors its own wrap‑fee program as the sole investment manager and documents fixed‑fee case reviews and tailored Family Office engagements for complex client situations.