Clear Wave Wealth Management, LLC logo

Clear Wave Wealth Management, LLC

Updated today

Client assets under management

$617,000,000

Clients

142

80% high-net worth

Advisors

2

of 3 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

71

Typical

Average account size

$4,345,070

About

Clear Wave Wealth Management provides comprehensive financial planning, discretionary and non-discretionary asset management, and financial education services to individuals (including high-net-worth clients) and participants in employer-sponsored counseling programs. The firm began operations in 2025 and, in its initial Form ADV filing, reported assets under management of $0 and generally requires a $1,000,000 minimum for managed accounts, with aggregation of household accounts allowed.

Clear Wave uses risk-tolerance questionnaires, individualized meetings, strategic and tactical asset-allocation models, and third‑party model portfolios to develop client recommendations across taxable fixed income, municipal bonds, equities, mutual funds and ETFs. The firm may manage accounts on a discretionary basis or provide non-discretionary recommendations, and it routinely uses the Fidelity institutional platform for custody, execution and reporting while also recommending unaffiliated investment managers for portions of client portfolios.

Notable distinctions in the brochure include a formal financial‑education offering and customized seminars (delivered live or via web, with fees described in the $5,000 to $100,000 range) and employer‑sponsored comprehensive counseling programs with individual fees the firm discloses can range from $1,000 to $100,000. The brochure also discloses that certain personnel act as insurance agents and may earn commissions, and that Clear Wave may recommend or select third‑party managers and coordinate services that could include tax preparation or related tax information in its planning work.

Client services

Financial planning Portfolio management Selection of other advisers Educational seminars or workshops

Occupation focus

Founder/Business Owner

Fee options

Fixed

Financial planning and consulting fees may be flat annual fees; seminar fees range from $5,000 to $100,000; comprehensive financial counseling fees range from $1,000 to $100,000 annually depending on service and client.

Percentage

0.25% to 1.50% annually (varies by account size, complexity, and services provided)

Commissions

Certain personnel may earn commissions from insurance products sold as agents; fees or commissions related to insurance products are separate from advisory fees.

Project-based

Financial planning and consulting may be charged hourly; specific rates not stated.

Other

Account minimum: $1,000,000 (generally, negotiable at firm's discretion) Minimum fee: General minimum annual fee of $1,000 for performance reporting on assets not managed by Clear Wave.

Main office location

Clear Wave Wealth Management, LLC

331 Newman Springs Road, Building 3, 2 Nd Floor Suite 320

Red Bank NJ 07701, United States

Number of offices

1

Most active in

California · Florida · Massachusetts · New Hampshire · New Jersey · New York · Pennsylvania · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Joseph G

CFA®, Series 66

Red Bank, NJ

Clear Wave Wealth Management, LLC

Joseph Gallo is a CFA® charterholder and holds a Series 66 license with 15 years of industry experience. He is currently with Clear Wave Wealth Management, LLC, where he has worked since 2025, following 13 years at Black Coral Financial Advisors, LLC. Clear Wave Wealth Management provides comprehensive financial planning, discretionary and non-discretionary asset management, and financial education services primarily to individuals, including high-net-worth clients, and participants in employer-sponsored counseling programs. The firm employs risk-tolerance assessments, strategic and tactical asset allocation, and third-party model portfolios to tailor client recommendations across a range of asset classes.

Founder/Business Owner
user avatar

Matthew W

CFP®, Series 66

Red Bank, NJ

Clear Wave Wealth Management, LLC

Matthew Wilk is a CFP® with 19 years of industry experience. He is currently with Clear Wave Wealth Management, LLC, where he has worked since 2025. Prior to that, he spent 14 years at Black Coral Financial Advisors, LLC. Clear Wave Wealth Management offers comprehensive financial planning, discretionary and non-discretionary asset management, and financial education services to individuals, including high-net-worth clients, as well as participants in employer-sponsored counseling programs. The firm uses a range of investment models and third-party managers to tailor client portfolios and provides formal financial education through customized seminars.

Founder/Business Owner
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