Clear Trace, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$21,914,741
Clients
51
24% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
51
HighAverage account size
$429,701
About
Clear Trace, LLC provides personal financial planning, investment management, and education services to individuals, families, trusts, estates and certain business entities. Engagements typically address cash‑flow and budgeting, tax and retirement planning, estate and special‑needs planning, and implementation through independent custodians.
The firm’s investment approach centers on strategic asset allocation and fundamental analysis, constructing diversified portfolios with mutual funds, ETFs and individual securities. It uses model portfolios (both third‑party and custom), automated tax‑loss harvesting tools available through its platform relationships, and in some cases ETFs that utilize futures or options to manage exposure; accounts are reviewed at least quarterly and are managed with discretionary authority.
The principal holds a ChFC designation and brings prior management‑consulting and information‑technology experience, which informs the firm’s reliance on digital platforms and software‑assisted trading and reporting. Clear Trace’s participation in the Altruist Model Marketplace and optional Altruist One bundled services, along with its willingness to advise on or manage “held‑away” accounts, are features that set it apart from many small independent advisory practices.
Client services
Financial planning
Portfolio management
Expertise
College savings (529s, UTMA, etc.)
General tax planning
General estate planning guidance
Occupation focus
Self-Employed
Founder/Business Owner
Demographic focus
LGBTQIA
Fee options
Fixed fee engagements such as Retirement, Higher Education, Insurance, and Tax Planning typically range from $500 to $5,000; flat annual retainer fees from $10,000 to $30,000+ based on portfolio size.
$0 - $1,000,000: $1,000,000 - $2,000,000: $2,000,000 - $3,000,000: $3,000,000 - $5,000,000: $5,000,000+:
Hourly rates typically vary from $250 to $500 depending upon services performed.
Account minimum: No minimum asset level required for fixed fee or hourly services; for asset-based fees, clients with less than $1,000,000 are generally assessed a percentage fee rather than flat retainer; no explicit minimum investment stated for asset-based fees but flat retainer minimum applies to portfolios $1,000,000 or more. Minimum fee: Minimum investment management fee is normally $250 per quarter. Fee-only: Fixed fees from $500 to $5,000 for specific planning services; flat annual retainer fees ranging from $10,000 to $30,000+ based on portfolio size; hourly rates ranging from $250 to $500 depending on services performed.
Main office location
Clear Trace, LLC
Pewee Valley KY, United States
Number of offices
1
Most active in
Clear Trace, LLC has reported serving >5 clients in these states in the last 12 months.
Indiana · Kentucky
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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