Clear Ridge Wealth Management, LLC

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Client assets under management

$244,630,166

Clients

131

55% high-net worth

Advisors

of 4 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Typical

Average account size

$1,867,406

About

Clear Ridge Wealth Management advises individuals, qualified retirement plans, trusts, charitable organizations, corporations and small businesses, serving both standard and high-net-worth individual clients. The firm delivers discretionary and non‑discretionary investment management alongside financial planning, preparing written investment policy statements and providing ongoing portfolio monitoring and client review meetings.

The firm’s investment approach is rooted in Modern Portfolio Theory and a belief in market efficiency, implementing diversified, buy-and-hold allocations primarily through low‑cost, passively managed mutual funds and ETFs, with Dimensional funds used in many portfolios. For clients with tax-sensitive positions or fixed‑income needs, Clear Ridge may retain third‑party managers, hold individual bonds or equities for tax or personal reasons, and uses Monte Carlo analysis to inform asset allocation decisions.

Operating with three advisors and roughly $244 million in assets under management, Clear Ridge relies on a formal sub‑advisory and back‑office relationship with Focus Partners Advisor Solutions—including model portfolios and a documented succession arrangement—which is central to its operational model. The firm routinely provides financial planning for managed clients at no additional charge and commonly delegates fixed‑income portfolio management to third‑party managers, practices that differentiate it from many similarly sized peers.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

College savings (529s, UTMA, etc.) Business sale tax planning General estate planning guidance

Fee options

Fixed

Financial planning fixed fees typically range from $1,500 to $5,000 depending on client circumstances

Percentage

$0 - $2,000,000: 0.90% $2,000,001 - $5,000,000: 0.70% $5,000,001+: 0.40%

Project-based

$200 to $500 per hour depending on client circumstances

Other

Account minimum: $10,000 annual fee minimum (no minimum account size) Minimum fee: Minimum annual fee of $10,000 for Investment Management Services Fee-only: Investment management fees based on assets under management; financial planning fees charged separately as hourly or fixed fees; no commissions or markups received.

Main office location

Clear Ridge Wealth Management, LLC

259 E. Michigan Avenue, Suite 105

Kalamazoo MI 49007, United States

Number of offices

Most active in

Florida · Michigan · Texas

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Website 269-381-1700

Advisors at this firm

Lori H

Series 65

Kalamazoo, MI

Clear Ridge Wealth Management, LLC

Lori Hannemann is a financial advisor at Clear Ridge Wealth Management, LLC in Kalamazoo, MI. She holds a Series 65 designation and has been with Clear Ridge Wealth Management since 2016. Prior to that, she worked at Cole Gavlas, P.C. and was involved with Prince of Peace Lutheran Church. Clear Ridge Wealth Management provides investment management and financial planning to a range of clients including individuals, retirement plans, trusts, charitable organizations, corporations, and small businesses. The firm employs a long-term, Modern Portfolio Theory approach with broad diversification and passive asset-class funds, often utilizing model portfolios, third-party managers, and tools such as Monte Carlo analysis.

College savings (529s, UTMA, etc.) Business sale tax planning General estate planning guidance

Michelle E

CFA®

Kalamazoo, MI

Clear Ridge Wealth Management, LLC

Michelle Eldridge is a CFA® charterholder with 15 years of experience in financial advising. She has been with Clear Ridge Wealth Management, LLC since 2014. Outside of her advisory role, she serves as a board director at Mercantile Bank and is a member of the investment committees for both the Kalamazoo Valley Community College Foundation and the Western Michigan University Foundation. Clear Ridge Wealth Management provides investment management and financial planning services to individuals, retirement plans, trusts, charitable organizations, corporations, and small businesses. The firm employs a long-term, Modern Portfolio Theory approach focused on broad diversification and passive asset-class funds, often utilizing Dimensional Fund Advisors funds and ETFs, and benefits from an integrated relationship with Focus Partners Advisor Solutions for sub-advisory and operational support.

College savings (529s, UTMA, etc.) Business sale tax planning General estate planning guidance

Michael B

CFP®, Series 65

Kalamazoo, MI

Clear Ridge Wealth Management, LLC

Michael Brundage is a CFP®-certified financial advisor with 11 years of industry experience, currently practicing at Clear Ridge Wealth Management, LLC since 2014. He serves as a trustee and finance committee member for the Gull Lake Community Schools Foundation, where he reviews the investment portfolio. Clear Ridge Wealth Management provides investment management and financial planning to individuals, retirement plans, trusts, nonprofits, corporations, and small businesses, employing a long-term, Modern Portfolio Theory approach with broad diversification and passive asset-class funds. The firm integrates services with Focus Partners Advisor Solutions for sub-advisory portfolios and back-office support.

College savings (529s, UTMA, etc.) Business sale tax planning General estate planning guidance

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